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Identity theft is one of the fastest growing crimes in the United States. Federal Trade Commission (FTC), the leading governmental agency which keeps records on identity theft, estimates that over 9 million Americans (or 4.25% of all adults) are victims of ID theft on an annual basis, resulting in $52.6 billion losses to businesses and financial institutions. There is no doubt that identity theft crimes have reached epidemic proportions with subsequent catastrophic consequences.
Identity theft have become more persuasive in the past decade. Advances in computer hardware and software along with the growth of the Internet have significantly increased the role that identity theft plays in crime. To prevent identity fraud, experts recommend that you review your credit report regularly. You must learn to depend on yourself to set up your own identity theft shield and minimize your risk.
You should also consider paying someone else for your security. You can enroll in Life Lock’s identity protection program to protect your credit and identity for you. If your purse or wallet is ever stolen, LifeLock will make the calls to cancel and replace your credit and debit cards. They’ll do the paperwork to replace the government-issued documents like your driver’s license and Social Security card. If you were carrying insurance cards, they’ll contact the insurance companies for replacements. You can get discount on LifeLock’s service by using LifeLock promotion code. Read LifeLock review for more information.